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We’ve thoroughly researched the most popular money-making apps to find the legitimate ones worth your time, evaluating their earning potential, ease of use, user reviews, and company reputation.
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Read on to check out the full list of legitimate money making apps, their features, and their pros and cons.
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Note: The ratings and updates below are compiled as of November 2, 2023. We update this data regularly throughout the year to stay up-to-date.
To create this list, we extensively tested and analyzed the best survey apps, the best cashback apps, and the best paid gaming apps. While these apps won’t replace your income, they are an effective way to earn free gift cards or rewards that you can transfer to your bank or PayPal account.
Branded Surveys is a reputable survey platform that has been around since 2012 and has paid out over $38 million to its users.
What makes Reputable Surveys stand out is the large collection of surveys available that usually take 5-15 minutes and can pay up to $5.
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The downside of the Marked Survey in our tests was the high withdrawal rate. You may not be eligible for all surveys available on the site, or you may be disqualified after answering certain questions because you are not eligible for a demographic section.
Micro Withdrawals: You can withdraw money as soon as you earn $5 with options available including PayPal, bank transfer or gift cards (including Amazon).
Join the Brand Survey community and start earning up to $140 a month simply by sharing your opinions on products and services. Signing up is quick, easy and free. In addition, you will receive a welcome bonus of 100 points to get started.
Swagbucks is a reader and personal favorite for a good reason: while you can take surveys, there are also a few other simple activities you can do to earn money, like watching videos, playing games, and getting cash back. cash when you shop online.
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Although Swagbucks is a tough survey site, its variety of features and $10 sign-up bonus make it one of our favorite money-making programs.
Minimum Withdrawal: Technically there is no minimum withdrawal amount, but most reward options start at $3 (including PayPal money and gift card options).
Survey Junkie is a top market research company with over 10 million members, high user ratings, an “excellent” Trustpilot score, and a minimum payout of $5.
Although there is no sign-up bonus, new users can complete high-value activities such as profile surveys and watch videos to earn an instant $5 bonus.
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Minimum Withdrawal: 500 points earns you a $5 deposit to your PayPal account, or you can redeem reward points for gift cards.
Rakuten is a top-rated app that offers up to 40% cashback to over 3,500 merchants. Easily find an in-app seller, click the link and purchase as usual.
Minimum withdrawal: $5, but be aware that your desired payout may not be available. Cash back will be paid automatically every three months through your choice of PayPal, paper check, or American Express Rewards points.
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Billed as a “gamer loyalty program,” Mistplay is a free gaming app that rewards you with points for playing games on your Android smartphone (an iOS version is coming).
Sometimes you need to comment on Mistplay about the game itself. In some cases, you need to reach important levels in the game (like leveling up).
Your points can be used to get gift cards at major stores like Amazon, Starbucks, and the Nintendo Store.
Unlike most receipt apps, Download Rewards works at any store. There are no barcodes to scan or receipts to cut, and you don’t have to buy specific products to earn points.
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The worst thing about downloading is that each account only pays a few cents. However, you will get more points for buying sponsored products, which are usually common household items that you can buy anyway.
Upside is a cashback app that focuses on fuel purchases. In our research, we found gas stations that pay 35 cents per liter (although 25 cents and below are more common).
Minimum withdrawal: You can withdraw at any time for $1. Once your balance reaches $10, you can withdraw for free.
Bingo Cash is a modern game that offers real cash prizes and a free-to-play version.
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The game has a rating of 3.5 out of 5 on our scale. The ratings are mostly because this is a paid game for those who want to participate in cash tournaments. But you can try it for free and participate in the contests for free.
Players are compared by skill level, ensuring that they play smoothly when everyone receives and sees the same balls and cards. Those who finish in the top three teams in their games receive cash prizes.
Although there is no sign-up bonus, new users can quickly accumulate winnings by participating in regular or cash tournaments.
Minimum Withdrawal: Players can withdraw their winnings securely using PayPal and Apple Pay, with no minimum withdrawal required.
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Rakuten Insight is a payment survey app from the company behind Rakuten, the most popular cash back shopping site in the US. The app is only available for Android devices, but we found it easier to conduct surveys on the iPhone on the mobile-friendly site.
During our testing period, we earned $9.62 per hour, making it one of the highest paying survey apps we’ve reviewed.
The downside of Rakuten Insight is that the number of surveys available is limited compared to larger platforms like Survey Junkie.
However, the above average payout makes this a good choice if you are thinking of trying paid surveys.
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Nielsen, a well-known research company known for its TV ratings, also analyzes the modern use of the Nielsen Computer and Mobile App.
This app works in the background and secretly collects data about phone usage and activity types, such as browsing or watching videos.
Users enter a monthly prize pool of $10,000 and can earn up to $50 a year in gift cards or PayPal cash if the app remains active for 12 months.
Widely used by many businesses to collect customer feedback, SurveyMonkey also offers a lesser-known rewards app.
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Site surveys are usually short and only take 2-3 minutes to complete. However, survey availability is limited; We had only nine opportunities during the month-long test.
Minimum Withdrawal: You must earn at least $5 to redeem rewards. Amazon gift cards or charitable donations are the only redemption options.
InboxDollars is a popular money making app that allows you to earn through surveys and various other activities. It’s owned and operated by the same company that runs Swagbucks, but there are some key differences between the two (including one of the few sites where you can get paid to read email).
InboxDollars also rewards you with real money (not points) for your activities. The downside? There is a $30 minimum, though a $5 signup bonus can help you reach that level.
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Ibotta is widely known as one of the best cash back programs in stores, but it has expanded to local stores and online cash.
Here’s how it works: You use the app to scan the barcode of the product you bought at the store, then upload a photo of your receipt. You usually have to watch a 15 second video to get the money credited to your account.
My wife and I both use the app, and we often put it on one of the many apps like Ibotta to double the rewards. We find that the 30 seconds it takes are always well spent.
You can get a $5 welcome bonus by signing up with our link and making a $15 in-app purchase.
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The gig and sharing economy has opened up several legitimate income opportunities that you can use from your smartphone, including on-demand delivery jobs, part-time jobs, and more.
DoorDash lets you earn extra money by delivering restaurant food orders. To become a Dasher, you need a car, bike or motorbike, a valid driver’s license and insurance.
With DoorDash, you have the ability to schedule your work in advance or use DashNow, a feature that is only available during peak hours when scheduling is not required.
This means you’ll have less scheduling flexibility than UberEats (see below), but it also means you’ll generally get more frequent orders (since there are fewer drivers working at any given time).
How Legitimate Are Those ‘play To Win Real Money’ Games And Apps?
Instacart allows you to earn money for shopping and/or delivery. It’s Instacart’s full-service customers who shop and have the items delivered, but if you can’t make it, you can just shop in-store.
Like most gig economy apps, the biggest benefit of working with Instacart is that you can set your own schedule. However, during peak hours such as weekends, higher hourly rates are often charged.
Instacart shoppers are charged per order based on the time it takes to complete the order,
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